Case Filed

Success! We have filed your case and you are now in the protective bubble of the bankruptcy.

filing

 FAQs

  • Yes! Our team will provide you with this information via email.

    1. All of your creditors receive notice of your bankruptcy.

    2. You are now in the protective bubble of the bankruptcy known as the automatic stay. Creditors cannot attempt to collect from you. If they try, please let us know.

    3. You will have to complete a financial management course online and provide our office with the certificate of completion. Our office will email you regarding specifics.

    4. You will have one court hearing that you must attend via a Zoom video call. We will let you know the details of this hearing via email.

  • You will have to provide bank statements that show the balance on the date of filing. Our team will coordinate with you regarding the specifics of what is needed.

    The Trustee may also request additional information and documentation. If such a request is made, our team will coordinate with you to obtain and provide that requested information.

  • Schedule a phone call with our team members or send a detailed email with a list of your questions and concerns.

    If you call at an unscheduled time, please make sure to leave a voicemail, providing a reason for your call.

  • If you are planning to retain your home, you must continue to make your regular monthly mortgage payment directly to your mortgage lender.

    Your mortgage lender is likely to turn off online access to your account. Do not fret. You can setup online bill pay through your bank to send payment to your mortgage lender.

  • Chapter 7: If you are planning to retain your car, you must continue to make your regular monthly car loan payment directly to your lender.

    Your lender is likely to turn off online access to your account. Do not fret. You can setup online bill pay through your bank to send payment to your lender.

    Chapter 13: Your car loan payment will be made through your Chapter 13 plan. You do not make the payment directly to your lender going forward.

  • Let our team know and we will figure out how to provide that creditor notice of your bankruptcy.

  • Chapter 7: After your court hearing, creditors have 60 days to dispute your discharge. If no disputes are made, which is most common, then your discharge will be entered soon thereafter. We will email you when this occurs.

    Chapter 13: At the end of your 3-5 year plan.